Indore (Madhya Pradesh): “In today’s age, we hold the world’s knowledge in our hands, but we still don’t know where, how and when to invest,” said finance and life coach Amit Raj Sharma during the ‘Personal Finance Decoded’ workshop recently at Sangeet Gurukul, Indraprastha Tower. Organised by Avipra Welfare Society, the session aimed to simplify personal finance for everyday people. Special guests included Jagpreet Singh Tuteja and Niloy from IDFC, with society president Varsha Kausalwal facilitating honours.
Sharma emphasised how traditional education prepares students for exams, not life. “We were taught about wars in history but never how to calculate home loan EMIs or read a payslip,” he said. He highlighted how earning money has become common, but managing and investing it remains elusive.
He stressed goal-based investing, noting that just like life without a goal leads nowhere, so does investing without purpose. He also warned against blindly trusting trends seen on social media reels.
Responding to audience queries, Sharma explained how investment strategies must differ by age and circumstance. “Not all good products are good for everyone,” he stated, advocating regulated, government-approved financial products based on individual needs and age. The session concluded with a strong message: financial literacy is life literacy.
