The Maharashtra State Cabinet has approved the State Housing Policy 2025, under the central slogan “My Home, My Right”, aiming to provide sustainable, safe, and eco-friendly housing for every citizen in the state. This comprehensive policy comes after an 18-year gap, replacing the previous housing policy framed in 2007.
The government has set a target of constructing 35 lakh houses by 2030 for Low-Income Groups (LIG) and Middle-Income Groups (MIG). Additionally, the policy envisions building 50 lakh houses over the next 10 years, expecting an investment of ₹70,000 crore. A district-level review is scheduled for 2026 to assess demand and supply, guiding future planning and implementation.
The policy is built on four guiding principles: affordability, inclusivity, sustainability, and resilience. It promotes data-driven decision-making, technological advancement, transparency, speed, and social inclusion.
A centralized State Housing Information Portal (SHIP) will be developed to monitor housing demand, geo-tag assets, track fund disbursement, and integrate with systems such as MahaRERA, MahaBhulekh, and PM Gati Shakti. AI tools will be used for predictive analysis and real-time decision-making.
Special provisions are included for senior citizens, working women, students, and industrial workers. Rental housing will be provided for working women and students, while industrial workers will receive rental housing for up to 10 years before transitioning to ownership.
Housing schemes will also benefit government employees, ex-servicemen, freedom fighters, persons with disabilities, journalists, artists, mill workers, and airport staff. Affordable rental housing will be developed near major hospitals in cities like Mumbai to accommodate patients’ relatives.
Inclusive housing provisions under UDCPR Rule 3.8.2 and DCPR Rule 15 will apply to all metropolitan regions with a population exceeding 10 lakh. Information will be updated via the MahaAwas mobile app and regularly published on the Housing Department’s portal.
The policy emphasizes walk-to-work housing near industrial zones and mandates reserving 10–30% of land within such zones for residential use.
A State-level Grievance Redressal Committee will be established to resolve redevelopment disputes and monitor quality and timelines. A Self-Redevelopment Cell and a ₹2,000 crore fund will support cooperative housing societies undertaking self-redevelopment.
The policy encourages green buildings, climate-resilient infrastructure, and disaster-resistant construction under the Global Housing Technology Challenge. A Construction Technology Research Centre will also be set up.
Slum rehabilitation will leverage CSR funds, public-private partnerships, and IT-based monitoring systems to ensure transparency and accountability. A cluster redevelopment model will be promoted for integrated planning. Agreements between developers and slum dwellers will now be legally registered to protect residents' rights.
The policy proposes using Central Government land for slum redevelopment and emphasizes group rehabilitation across adjacent slums. For delayed projects, new developers will be selected through a transparent bidding process. 228 stalled projects in Mumbai will be revived through partnerships involving MHADA, CIDCO, MMRDA, SPPL, and others.
A MahaHousing Fund of ₹20,000 crore will support strategic housing projects. CSR funds will also be utilized for affordable and social housing, including for women, senior citizens, and students.
