December 2025 is the extended deadline to apply for the Pradhan Mantri Awas Yojana (PMAY). For affordable housing support, this extension will give eligible urban and rural households additional time to register.
Income group, housing status, and social background are the determinants of eligibility for PMAY.
PMAY is the center's flagship housing scheme that aims to provide pucca homes to lower-income groups (LIG), economically weaker sections (EWS), and other disadvantaged communities in both urban and rural areas.
More than 92.61 lakh houses have been completed under the scheme so far, according to official data.
To qualify for PMAY-Urban (PMAY-U), applicants must not own a pucca house anywhere in India and they should fall under any of the following categories:
MIG-I: Annual income between 6 lakh and 9 lakh
Slum dwellers: Residents of informal settlements
EWS: Annual income up to 3 lakh
LIG: Annual income between 3 lakh and 6 lakh
Women from EWS and LIG groups, especially widows and those from SC, ST, OBC, and minority communities, can be included as beneficiaries. They can also include rickshaw pullers, street vendors, daily wage laborers, industrial workers, and migrant labourers.
For PMAY-Gramin (PMAY-G), priority is given to rural households identified in the Socio-Economic and Caste Census (SECC) that:
Do not own a house
Live in kutcha houses with up to two rooms
However, families that own pucca houses, vehicles, or mechanized farming equipment or have income or assets such as refrigerators, large landholdings, or taxable income are not eligible.
To apply for PMAY-Gramin:
Visit the PMAY-G portal
Enter personal details and upload the consent form
Search and select your name if listed
Fill in bank and other scheme-related information
Final submission will be completed by local authorities
The documents required for PMAY-U are as follows:
Aadhaar card (self and family members)
Bank account details linked to Aadhaar
Proof of income
Land/Property ownership documents (if applicable)
For PMAY-G, the necessary applications are:
Aadhaar card
MGNREGA job card
Bank account details
SBM (Swachh Bharat Mission) number
Self-declaration affidavit of not owning a pucca house
Through the respective online portals, Beneficiaries can track the progress of house construction and the application status.
To apply for PMAY-Urban, one must do the following:
Visit the official PMAY-U website
Click on 'Apply for PMAY-U 2.0'
Read the instructions and proceed
Check eligibility by filling in the basic details
Enter Aadhaar number and verify via OTP
Fill out the application form and upload the required documents.
Submit and save the application
