Mumbai: From July 1, 2025, ICICI Bank will charge Rs 2 per Rs 1,000 for demand drafts (DDs). This applies whether you pay with cash, cheque, or bank transfer.
Minimum charge: Rs 50
Maximum charge: Rs 15,000 per DD
ATM Charges: Metro and Non-Metro
Non-ICICI ATMs in Metro Cities
You can use other bank ATMs for free three times a month in metro cities like:
- Mumbai
- Delhi
- Kolkata
- Chennai
- Bengaluru
- Hyderabad
After that:
Rs 23 for each financial transaction
Rs 8.5 for each non-financial transaction
Non-ICICI ATMs in Non-Metro Cities
In smaller cities, five free ATM uses per month are allowed. Charges after the limit:
Rs 23 for financial
Rs 8.5 for non-financial
Note: The total free ATM transactions across all ATMs is five. Only three are allowed in metro areas.
International ATM Transactions
If you withdraw money from ATMs outside India:
- Rs 125 per financial transaction
- Rs 25 for non-financial actions like checking balance
- 3.5 percent currency fee for foreign exchange
- Senior citizens do not have to pay these charges.
ICICI Bank ATMs
- You can make five free financial transactions at ICICI Bank ATMs every month.
- After that, each will cost Rs 23
- All non-financial services (balance check, mini statement, etc.) are free
- Senior citizens are exempt from all charges
IMPS Charges (Outward Transactions)
Up to Rs 1,000: Rs 2.50
Rs 1,001 to Rs 1 lakh: Rs 5
Rs 1 lakh to Rs 5 lakh: Rs 15
Cash Deposits at Branches and CRMs
You get three free cash deposit transactions per month. After this:
- Rs 150 per extra transaction
- Free cash deposits up to Rs 1 lakh per month
If you deposit more:
- Rs 3.5 per Rs 1,000, or Rs 150, whichever is higher
- Higher charge applies if both count and amount limits are crossed
- Third-party cash deposits limited to Rs 25,000 per transaction
Cash Withdrawals at Branches
You get three free withdrawals per month at branches. After that:
- Rs 150 per withdrawal
- For more than Rs 1 lakh in withdrawals:
- Rs 3.5 per Rs 1,000 or Rs 150, whichever is higher
Same rule: If both the count and amount limits are crossed, the higher charge applies
Third-party cash withdrawals are limited to Rs 25,000 per transaction
Debit Card Fees
Annual fee: Rs 300
Rural areas (Gramin): Rs 150 per year
Replacement card (lost or damaged): Rs 300
