Pradhan Mantri Awas Yojana: Centre Extends Deadline; Aids Above 92.61 Lakh Houses According To Data

December 2025 is the extended deadline to apply for the Pradhan Mantri Awas Yojana (PMAY). For affordable housing support, this extension will give eligible urban and rural households additional time to register.

Income group, housing status, and social background are the determinants of eligibility for PMAY.

PMAY is the center's flagship housing scheme that aims to provide pucca homes to lower-income groups (LIG), economically weaker sections (EWS), and other disadvantaged communities in both urban and rural areas.

More than 92.61 lakh houses have been completed under the scheme so far, according to official data.

To qualify for PMAY-Urban (PMAY-U), applicants must not own a pucca house anywhere in India and they should fall under any of the following categories:

MIG-I: Annual income between 6 lakh and 9 lakh

Slum dwellers: Residents of informal settlements

EWS: Annual income up to 3 lakh

LIG: Annual income between 3 lakh and 6 lakh

Women from EWS and LIG groups, especially widows and those from SC, ST, OBC, and minority communities, can be included as beneficiaries. They can also include rickshaw pullers, street vendors, daily wage laborers, industrial workers, and migrant labourers.

For PMAY-Gramin (PMAY-G), priority is given to rural households identified in the Socio-Economic and Caste Census (SECC) that:

Do not own a house

Live in kutcha houses with up to two rooms

However, families that own pucca houses, vehicles, or mechanized farming equipment or have income or assets such as refrigerators, large landholdings, or taxable income are not eligible.

To apply for PMAY-Gramin:

Visit the PMAY-G portal

Enter personal details and upload the consent form

Search and select your name if listed

Fill in bank and other scheme-related information

Final submission will be completed by local authorities

The documents required for PMAY-U are as follows:

Aadhaar card (self and family members)

Bank account details linked to Aadhaar

Proof of income

Land/Property ownership documents (if applicable)

For PMAY-G, the necessary applications are:

Aadhaar card

MGNREGA job card

Bank account details

SBM (Swachh Bharat Mission) number

Self-declaration affidavit of not owning a pucca house

Through the respective online portals, Beneficiaries can track the progress of house construction and the application status.

To apply for PMAY-Urban, one must do the following:

Visit the official PMAY-U website

Click on 'Apply for PMAY-U 2.0'

Read the instructions and proceed

Check eligibility by filling in the basic details

Enter Aadhaar number and verify via OTP

Fill out the application form and upload the required documents.

Submit and save the application