PF Money Now Just Clicks Away, No Extra Paperwork If Aadhaar & Bank Details Are Linked

The government has simplified the PF withdrawal process. If your Aadhaar, PAN, and bank details are linked and verified with EPFO, you can withdraw PF money without submitting any extra documents, within just 3 days.

G R Mukesh Updated: Friday, August 01, 2025, 11:43 AM IST
No More Document Hassles for PF Withdrawal. |

No More Document Hassles for PF Withdrawal. |

Key Highlights:

- No documents needed if Aadhaar, PAN, and bank details are linked.

- 90 percent+ claims processed online, with auto-settlement in just 3 days.

- Face verification and Aadhaar OTP now mandatory for safety.

Mumbai: If you want to withdraw money from your Provident Fund (PF), you no longer need to worry about collecting lots of documents. The Ministry of Labour and Employment has confirmed in Parliament that the withdrawal process has been made much easier for employees.

Conditions for Hassle-Free Withdrawal

You can withdraw your PF without submitting extra documents if:

- Your PF account is linked with Aadhaar

- PAN and bank details are updated

- All your personal information matches the EPFO records

- Once these conditions are met, you can get your money in just a few clicks.

Composite Claim Form Makes It Easy

Since 2017, EPFO has been using a Composite Claim Form that allows you to withdraw PF for various reasons such as:

- Marriage

- Children’s education

- Buying a house

- Medical emergency

You don’t need to submit any medical certificates or other documents for these withdrawals anymore if your KYC is complete.

Aadhaar OTP and Face Verification Required

To prevent fraud, EPFO has made Aadhaar OTP and face verification mandatory during the withdrawal process. So, make sure your account is active and all your details are verified and updated on the EPFO portal.

Most Claims Now Settled Online in 3 Days

Over 90 percent of PF claims are now settled online. If everything is in order, the auto-settlement process completes in just 3 working days. This saves time and makes access to your money much faster.

How to Withdraw PF Online

- Go to the EPFO portal or UMANG app.

- Log in using your UAN and password.

- Make sure your Aadhaar, PAN, and bank details are verified and linked.

- Click on ‘Online Services’ → ‘Claim (Form-31, 19, 10C)’.

- Choose the reason for withdrawal and enter the amount.

- Submit using Aadhaar OTP or face verification.

If everything is verified, your money will be directly credited to your bank account within 3 days, without submitting any physical documents.

Published on: Friday, August 01, 2025, 11:43 AM IST

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