ATM Is More Than Just Cash Withdrawal, Discover Its Other Useful Features

Most people use ATMs only to withdraw money. But there are many other useful services you can do at an ATM—like balance check, money transfer, credit card payment, PIN change, and even requesting a cheque book.

Manoj Yadav Updated: Monday, June 23, 2025, 12:46 PM IST
Most people use ATMs only to withdraw money. |

Most people use ATMs only to withdraw money. |

Mumbai: Most people think ATMs are only for withdrawing cash, but they offer many other helpful services too. From checking your bank balance to transferring money and even requesting a cheque book, ATMs provide several useful features that make banking easier—without the need to visit a bank branch.

Withdraw Cash

The most common use of an ATM is to withdraw cash from your bank account. You can do this easily using your ATM or debit card.

Check Bank Balance and Mini Statement

You can also check your account balance at the ATM. Along with this, you can print your last 10 transactions as a mini statement.

Transfer Money from Card to Card

ATM allows you to send money from your debit card to another person’s card. You can transfer up to ₹40,000 per day using this feature.

Pay Credit Card Bill

You can also pay your VISA credit card bill using an ATM. This makes it easy to manage your credit payments.

Transfer Between Bank Accounts

ATMs also help you to transfer money from your bank account to someone else’s bank account. You can link up to 16 bank accounts with one ATM card for this service.

Change ATM PIN

You can change your ATM or debit card PIN through the ATM machine. This helps keep your account safe.

Request for Cheque Book

If you need a new cheque book, you can request it through the ATM. After your request, the bank will send the cheque book to your home.

Published on: Monday, June 23, 2025, 12:40 PM IST

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